In case of any mishappening with the policy owner, can this policy be transferred and will it still remain valid?

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• What is the policy period?

  This policy is an Annual Policy and is valid for 1 year.

• When does the user get the policy?

  The user would get the policy within 48 hours via WhatsApp, text message and email, but he/she will be insured from the day of activation. The policy will also be visible in the app within 48 hours after the activation.

• What are the scenarios covered under the policy?

  The following are considered as unauthorized digital theft of funds. User receives a link via SMS. On clicking on the link they are redirected to an installed UPI app on your phone and their money is deducted from their bank account.  User receives a ...

• How to view Cyber Insurance policy in-app?

  To view the cyber insurance policy, please follow the below steps: Open the Bodyguard app. Click on the umbrella icon on top right of the screen to view insurance policy in-app.

• If a customer has already taken cyber insurance from any other institutions, for example a CPP plan which is specifically for Credit Cards, will VIP Plus still cover the loss?

  Yes this policy will be effective even if you have other policies, for example if the claim amount is 50,000, you can claim 25,000 from this policy, rest 25,000 from other policy.